Category: FAQs

Truck loans and in fact all loans have monthly or ongoing account keeping fees, and these may vary from Financier to Financier and State to State. If you are unsure during your application process, please call 1300 769 999 (cost of a local call) to discuss this with one of our professional finance consultants. Continue reading Are There Any Application Costs?

After your loan has been approved, your first repayment will be due in 14 days (if you chose fortnightly repayments) or 30 days (if you chose monthly repayments) after the settlement of your personal loan. On the other hand, commercial truck finance applicants have the first monthly repayment due on the day of settlement. Continue reading When do I make my first payment? Can I make extra payments?

Each loan application will have its own requirements depending on your overall profile and the credit guidelines of the proposed lender. Typically lenders ask for a 100 point ID check, which includes items such as your Driver’s Licence, Medicare Card, Proof of Income/Residence and so forth. Continue reading Do I need to provide anything with my application?

Aussie Truck Loans provides finance for any type of truck or vehicle purchase, regardless of whether its through a dealer, auction, private or re-finance.

For used trucks some vehicles may require a mechanical inspection prior to your loan being approved, please discuss this with our staff prior to making your purchase. Interested in a new truck loan? Continue reading Can I Buy A Truck Privately Or From A Dealer?

Aussie Truck Loans will always provide you with the most competitive finance offers it has available, however those who may pose a higher risk, namely bad credit ratings or ex-bankrupts, can opt for second chance finance instead. This second chance finance, or bad credit truck finance, gives those with greater risk a ‘second chance’ to obtain the finance they might need. Continue reading I’ve got a bad credit rating?

Aussie Truck Loans has long term associations with a broad range of competitive and trusted finance lenders who consistently monitor current interest rates to maintain and offer the most competitive deals in Australia. Continue reading Are your interest rates competitive?

The chances of your loan getting approved depend largely on the results of your application assessment. All finance lenders consider things such as:

• Have you ever filed for bankruptcy?
• Do you own a home?
• How much is your current income?
• How long have you been employed at your current job?
• How long have you lived at your current address?
• Do you have a credit rating?
• What is your net worth? And so on.

Continue reading What are my chances of approval?

Aussie Truck Loans provide pre-approved loans so you can shop around with confidence, providing you can give us an idea of what you’re intending to purchase. Getting a pre-approved truck loan before you go shopping is a good idea as ut allows for more bargaining power on the showroom floor. Continue reading Can I get my finance approved before purchasing?

Once you have submitted your application for truck finance, it will usually take just a few hours before an assessment is made. However with complex or difficult applications, it can sometimes take a few days, such as bad credit finance applications. Continue reading How long does it take to get approved?

Business finance is available to both companies and self-employed individuals, providing the goods are to be used predominantly for business use (i.e. more than 50% business usage).

Our commercial truck finance options include hiring purchase, chattel mortgage or truck leasing. Continue reading Personal or business finance?