For those looking at getting an unsecured loan, be aware there are differences in the loan amount, interest rate and availability. Unsecured loans can be more versatile however, and are typically reserved for intangible things such as a holiday, wedding or debt consolidation for example.
Secured personal loans have a few requirements that need to be met. The minimum amount for a secured loan is $5,000.00. It’s preferable that the vehicle is no more than 8 years old, however classic, import, prestige vehicles, and older trucks will be considered.
Aussie Truck Loans provides a full range of finance and insurance options throughout Australia. With access to a wide panel of lenders, we ensure that you receive a finance product that is most suitable to your needs. Providing competitive insurance, truck finance, hire purchase and leasing for cars, trucks, vans, boats, office equipment, machinery, tractors, equipment, caravans, motorcycles, business furniture & fittings, and more.
Are you an independent broker that’s currently experiencing difficulties with your main stream financiers? At Aussie Car Loans we have a number of successful brokers that source their plans through us.
We have a very good distribution model that can assist your business and also your clients. If you’re interested in discussing plans with all the major financiers and having direct access to ease delays, please contact us for a private and confidential interview.
It’s time for a new truck and having made the decision to buy the next question is often not what truck, but how you are going to pay for it.
Financing a truck can be a minefield to the uninitiated, especially when the salesperson starts bandying about terms like hire purchase, novated leases, residuals and balloons. But despite the confusing nature of the jargon, most of the finance products on offer are fairly simple and with a little understanding you can make sure you’re getting the best deal for your situation. Continue reading Lease or Buy?
Given the amount of time you spend together, choosing a truck is a lot like choosing a mate, of sorts. Here are a few important tips to help put you on the road to success.
Reducing the “Life-Cycle” Cost
When choosing a truck the biggest consideration is the “Life-Cycle” cost, or total cost incurred during the life of the truck. It’s important to look for features that reduce this cost and increase the time the vehicle is actually making money. Continue reading Choosing the Right Truck
Credit check – Tips to boost your loan worthiness
Shopping for a truck loan can be as daunting as choosing the right vehicle. As well as seeing who offers the best rates, it’s worth assessing how attractive you appear as a potential borrower. Showing you’re a good risk improves your credit rating, saving you time and money. Continue reading Approval Tips
Look carefully at the future of your business. Do you need short-term or long-term funding? And more importantly, how are you going to generate the money needed to repay the loan?
Sell your business confidently when you’re seeking a truck loan. You’re convincing the lender they’ll make a profit from lending you the money – so you need to convince them you’re not a huge risk. It’s a good idea to have a plan in place to show how you’d cope with repaying the funds if a risk arises. Continue reading Tips for Getting a Truck Loan