For those looking at getting an unsecured loan, be aware there are differences in the loan amount, interest rate and availability. Unsecured loans can be more versatile however, and are typically reserved for intangible things such as a holiday, wedding or debt consolidation for example.

The minimum amount for an unsecured loan is $3,000.00, and can even be used for general purpose use, such as old cars and boats that are unsuitable for the secured loan option, with terms up to 7 years offered. The interest rates offered are either fixed at a competitive rate or a variable interest rate allowing you to take advantage of possible rate drops.

Note: This unsecured product is not available in all areas

Frequently Asked Questions