When do I make my first payment? Can I make extra payments?

After your loan has been approved, your first repayment will be due in 14 days (if you chose fortnightly repayments) or 30 days (if you chose monthly repayments) after the settlement of your personal loan. On the other hand, commercial truck finance applicants have the first monthly repayment due on the day of settlement. Continue reading When do I make my first payment? Can I make extra payments?

Can I Buy A Truck Privately Or From A Dealer?

Aussie Truck Loans provides finance for any type of truck or vehicle purchase, regardless of whether its through a dealer, auction, private or re-finance.

For used trucks some vehicles may require a mechanical inspection prior to your loan being approved, please discuss this with our staff prior to making your purchase. Interested in a new truck loan? Continue reading Can I Buy A Truck Privately Or From A Dealer?

I’ve got a bad credit rating?

Aussie Truck Loans will always provide you with the most competitive finance offers it has available, however those who may pose a higher risk, namely bad credit ratings or ex-bankrupts, can opt for second chance finance instead. This second chance finance, or bad credit truck finance, gives those with greater risk a ‘second chance’ to obtain the finance they might need. Continue reading I’ve got a bad credit rating?

What are my chances of approval?

The chances of your loan getting approved depend largely on the results of your application assessment. All finance lenders considers things such as:

  • Have you ever filed for bankruptcy?
  • Do you own a home?
  • How much is your current income?
  • How long have you been employed at your current job?
  • How long have you lived at your current address?
  • Do you have a credit rating?
  • What is your net worth? And so on.

Continue reading What are my chances of approval?